Additional workshops (and Spanish-language versions) are also available.

Talking well is about communicating about money honestly and in a caring way with the people around us. When parenting adults and young people talk about money well, they can work through conflicts and differences, build stronger relationships, and create stronger families.

• Talking About Money in Your Family (for parenting Adults with Children in Grades 3 to 6)
• Talking to Your Teenagers about Money (for parenting Adults with Teens in Grades 7 to 12)
• Let’s Talk about Money (for children in Grades 3 to 6)
• Talking to Your Parents about Money (for teens in Grades 7 to 12)

A budget is a way to keep track of your money. It helps to ensure that the amount we spend doesn’t exceed the amount we earn. It helps be more intentional in the choices families. A budget helps parenting adults, children, and youth understand and be more intentional in the choices they make with money. Setting a budget is often an important first step toward financial fitness.

• Understanding Budgets (for parenting Adults with Children in Grades 3 to 6)
• Developing a Budget for Parents (for parenting Adults with Teens in Grades 7 to 12)
• Budgets (for children in Grades 3 to 6)
• Developing a Budget for Teens (for teens in Grades 7 to 12)

Earning is how we receive money by being paid for our labor or our products. Work can enrich our lives when we’re earning money in ways that give us a sense of accomplishment and meaning.

• Exploring Careers and Jobs (for parenting Adults with Children in Grades 3 to 6)
• Earning Money (for parenting Adults with Teens in Grades 7 to 12)
• Careers and Jobs (for children in Grades 3 to 6)
• How to Get Money (for teens in Grades 7 to 12)

Spending is how we use money to pay for goods and services. When parents, children, and teens spend well, they make thoughtful choices about how we use our money to meet needs and live out their values. They become savvy consumers.

• How Families Spend Money (for parenting Adults with Children in Grades 3 to 6)
• Different Ways to Buy Things (for parenting Adults with Teens in Grades 7 to 12)
• The Basics of Spending Money (for children in Grades 3 to 6)
• Spending Money (for teens in Grades 7 to 12)

Giving money is a way families express their values and generosity by helping individuals and causes that help people in need and create a better world. Families that give help children and teens learn to see the importance of gratitude, generosity, social justice, and making a positive difference in the world.

• Understanding Giving (for parenting Adults with Children in Grades 3 to 6)
• Giving and Helping (for parenting Adults with Teens in Grades 7 to 12)
• Different Types of Giving (for children in Grades 3 to 6)
• Giving, Caring, and Helping (for teens in Grades 7 to 12)

Saving is putting money aside to use at a later date. When we save well, we have money for special things (such as vacations or a major purchase) and for unexpected situations (such as a car needing a repair or a job loss).

• Helping Kids Save Money (for parenting Adults with Children in Grades 3 to 6)
• Why Saving Matters (for parenting Adults with Teens in Grades 7 to 12)
• Saving Money (for children in Grades 3 to 6)
• Saving Your Money (for teens in Grades 7 to 12)

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